The Medicare Shopping Season Begins October 1st.

This is the time to begin shopping. Early enrollment guarantees coverage on January 1st, and will make the winter holidays simpler with this task crossed off your list. Each year from October 15 through December 7, Medicare beneficiaries have an opportunity to evaluate and make changes in their Medicare coverage. This may include enrolling in a prescription drug plan or health plan for the new calendar year. While individuals may stay with their current plan, the Michigan Medicare/Medicaid Assistance Program (MMAP) recommends reviewing your options before making a decision. (Please note that prescription drug plan premiums usually increase each year. There may be a lower priced option available compared to your current plan.)

Considerations

Each year, insurance companies have an opportunity to change their benefits. It is important that people with Medicare not only consider the price of their monthly premium, but also the plan formulary (drug list). You need to make sure the prescriptions you take will still be covered and if there are any restrictions like requiring prior authorization, quantity limits or step therapy.

Other considerations include the pharmacy you like to use, whether you want a mail order option, and whether you will be able to get your prescriptions if you travel.

Low-Income Individuals

Low-income individuals may qualify for "Extra Help" paying for premiums and co-pays by contacting the Social Security Administration. You may also call your local MMAP office at 800-803-7174 for eligibility requirements or application assistance.

Medicare Prescription Drug Plans

To review the new Medicare prescription drug plans you or a family member may go to www.medicare.gov, Find Health and Drug Plans tab, and use the Plan Finder to compare your options. You may also call 1-800-Medicare (800-633-4227) for assistance over the telephone. If you would like local assistance call the Department on Aging at 517-788-4364. 

                                                                                        EACH YEAR 

*October 1st
 Begin Your Plan Review

*October 15 - December 7
Enroll In a Plan You Selected

*January 1st
Your Coverage Begins